Ba kowane rashin lafiya ba zai dace da ku
Ba duk wanda ya cancanci Medicare ba shine shekaru 65 da haihuwa . Duk da yake manyan 'yan kasa suna da bukatar samun ƙarin kiwon lafiya, gwamnatin tarayya ta gane cewa akwai ƙananan yawan matasa waɗanda ke fama da matsalolin lafiya. Mutanen da ke da nakasa a cikin wannan mahaɗin.
Tambayar ita ce: Abin da ya ƙidaya a matsayin rashin lafiya don dalilan Medicare cancanta?
Ma'anar rashin lafiya
Idan mutum ya karya kashinsa, za'a saka shi cikin simintin gyaran kafa kuma ya ba da shawarar likita don kada yayi nauyi a kan kafa. An kashe shi? Wataƙila a cikin gajeren lokaci amma tare da dawo da makonni bakwai kawai, zai iya zama wata hujja mai wuya don yin dogon lokaci. Don dalilai na Assurance ta Yankin Lafiya na Jama'a, halayen dole su wuce akalla fiye da watanni 12 a tsawon lokaci.
Ma'anar rashin lafiya zai iya bambanta daga mutum zuwa mutum amma jagororin Medicare ba su da wani dakin fassarar. Dole ne mutum ya zama wanda bai dace ba don tsawon lokaci. Za ku sadu da ma'auni na nakasa don cancanta na Medicare kawai idan kun fada cikin ɗaya daga cikin wadannan sassa uku.
Kana da amyotrophic labarun sclerosis (ALS).
Har ila yau aka sani da cutar Lou Gehrig, ALS wani cututtukan neurologic ne wanda zai iya haifar da ciwon ƙwayar ƙwayar tsoka, matsaloli na numfashi har ma da mutuwa. An kiyasta cewa yawancin Amirkawa 20,000 na da ALS a kowane lokaci.
Girma da ci gaba da sauri na cutar yana buƙatar matsayi mafi girma na kula da lafiya da kuma ayyuka.
Kwanan nan ku cancanci Medicare kuma ya kamata ku yi aiki da wuri-wuri. Babu lokacin jira.
Kuna da ciwon ƙwayar cutar ta ƙarshe (ESRD).
Fiye da kashi 10 cikin dari na jama'ar Amirka an kiyasta su kamu da cututtukan koda , bisa ga Cibiyoyin Kula da Cututtuka da Cututtuka.
Fiye da mutane 100,000 suna ci gaba da ci gaba da cin nasara a cikin koda, kuma an kira su a matsayin ƙananan cututtuka , a kowace shekara. Lokacin da kodanka ya kasa kasa, jikinka ba zai iya tace tsutsa daga jikin ba. Za ku buƙaci magani na kwakwalwa ko ƙwaƙwalwar koda don ku kasance da rai.
Abubuwan da ke ɗaukar hoto za su fara watanni uku bayan ka fara jiyya. Idan ka sami dashi na koda, ɗaukar hoto na Medicare bazai zama dogon lokaci ba. Shirin zai samar da ɗaukar hoto na tsawon watanni 36 bayan an kwashe shi na Medicare-amince. Bayan haka, idan sabon koda ya kasance aiki, ba za ku sami cancanci don Medicare ba, kuma za ku rasa layinku.
Kuna karbar Asusun Harkokin Lafiya ta Jama'a (SSDI) don rashin lafiya.
Da dama wasu yanayi na kiwon lafiya zai iya zama cancanta. Domin a gane shi matsayin Medicare wanda ya cancanta, dole ne mutumin ya wuce ta hanyar aikace-aikacen aikace-aikacen da ake amfani da su don Asusun Harkokin Cutar Lafiya ta Social Security . Wannan tsari kadai zai iya daukar watanni da yawa don kammalawa.
- Zai ɗauki watanni uku zuwa shida don Gudanarwar Tsaron Tsaro don amincewa da aikace-aikacenku. Tsarin aikace-aikacen zai iya saukowa idan yanayin lafiyarku ya kasance a jerin Jerin Ƙungiyoyin Ƙasashen Ƙaunar Ƙasashen.
- An yarda da amincewar aikace-aikacenku ta tsawon watanni biyar kafin ku karbi SSDI amfanin.
Ba ku cancanci Medicare har sai kun sami SSDI amfanin don akalla watanni 24. Ƙara duk waɗannan lokuttan, za ku jira na tsawon watanni 29, a cikin mafi kyawun labari, idan har tsawon watanni 35 a cikin mummunan yanayin labari kafin ku sami amfani na Medicare.
Wannan ya tabbatar wa gwamnati cewa rashin lafiyar yana da tsanani sosai don ɗaukar hoto Medicare. Hukumar Tsaron Tsaro ta bayar da rahoton cewa, mutane 8,939 ma'aikata marasa lafiya sun sami karbar rashin lafiya a watan Afrilun 2015.
Kalma daga
Medicare ba kawai ga manyan 'yan ƙasa ba. Duk wanda aka wulakanta saboda ALS, cututtuka na ƙarshe, ko kuma SSID-yarda da nakasa, ba tare da la'akari da shekarunsu ba, ya cancanci Medicare. Akwai lokutan jiran jirage dabam dabam dangane da rashin lafiya a cikin tambaya, amma yana da muhimmanci a yi aiki da wuri-wuri don hana kowane jinkiri a ɗaukar hoto. Yi matakan da ake bukata don samun lafiyar lafiyar da kuke bukata.
> Sources:
> DI 23022.080 Jerin Ƙaunar Alkawari (CAL) Yanayi. Gudanar da Tsaron Tsaro. https://secure.ssa.gov/poms.nsf/lnx/0423022080. Updated Satumba 15, 2017.
> Labaran Yanki na Kwanan Kasa Gida: Bayar da Bayani da Bayani na Kasa akan Kwayar Cutar Kwace a Amurka, 2014. Cibiyoyin Kula da Cututtuka da Cututtuka. http://www.cdc.gov/diabetes/pubs/pdf/kidney_factsheet.pdf.
> Binciken, Labaru, da Tattalin Arziki - Asusun Tattalin Arziki na watanni, Afrilu 2015. Gudanar da Tsaron Tsaro. http://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/. Updated Mayu 2015.
> Menene ALS? Kungiyar ALS. http://www.alsa.org/about-als/what-is-als.html.