Mutane da yawa yanzu suna juya zuwa ga cin zarafi ga jana'izar, amma ya kamata ku?
Shekaru da dama da suka wuce, 'yan kasuwa sun fara neman neman tallafin kuɗi daga jama'a don yawan tunani, abubuwan kirkiro, haddasawa da wasu kasuwancin kasuwanci ta hanyar tsarin da ake kira "haɗuwa" - karɓar kuɗi ta hanyar yawancin bashin da yawancin mutane suka bayar . Tabbatacce a kan ikon yanar-gizon, fasaha na na'ura ta hannu da samun damar kafofin watsa labarun, kaya da ayyuka masu yawa sun sami kudaden kudaden jama'a don matsawa daga ra'ayi zuwa halitta ta hanyar taruwa.
A wannan lokacin, shafukan yanar gizon sadaukar da kai don taimaka wa jama'a su taru, kuma, babu shakka, yawancin yakin neman neman kudi ya karu. A yau, masu shirya suna neman tallafi masu yawa don dubban ayyukan, ciki har da yin liyafa ga ɗaliban makarantar sakandare don fara aikin gona; daga ku] a] en ku] a] e na aikin likita don ha] a hannu da yara daga} asashen waje. (Ko da aka sake fasalin Ibrahim Lincoln jana'izar jirgin ya nemi kudaden tallafi). Ba abin mamaki bane, mutane da yawa yanzu suna juyawa don tayar da kuɗi don biya jana'izar da kuma biyan kuɗi bayan mutuwa ta ƙaunata idan ba za su iya biya wadannan kuɗin ba. Wannan labarin ya bincika ko ya kamata ka yi ƙoƙarin yin jana'izar, binnewa, tunawa da sauran kudaden da aka kashe.
Shin Kasuwancin Kasuwanci na Crowdfunding?
A watan Fabrairun shekarar 2015, wani mazaunin Toronto, Kanada, ya fara yakin neman tashin hankali bayan ya ji labarin mutuwar Elisha Marsh, wani dan shekaru uku wanda ya mutu sakamakon bayyanar da mummunar yanayin sanyi bayan ya tashi daga gidan kakarsa na Toronto. wata safiya ba kome ba sai dai T-shirt, takalma da takalma takalma.
(Mutumin da ya fara wannan gwagwarmaya ba ya da alaka da yaron.) A cikin sa'o'i takwas, jigilar tarurrukan jama'a don biyan kuɗin da aka yi wa jana'izar Marsh ya kai $ 10,000 kuma a cikin sa'o'i 24, fiye da $ 130,000 . (Ba shakka, wannan rukuni na fafatawa ya ƙare ranar 22 ga Fabrairu, 2015, bayan da ya kai fiye da $ 173,000.)
A cewar wani labarin FOX Business da aka buga a watan Agustan 2014, shafin yanar gizon yanar gizon YouCaring.com ya ƙaddamar da fiye da 30,000 na kamfanoni na ƙarshe - fiye da sau biyu adadin da aka jera a shafin a cikin watanni 12 da suka wuce. Bugu da} ari, bisa ga wannan labarin, wannan tashar yanar gizon da aka haɗaka a kan jana'izar ta "tashi kimanin $ 2,000" da kuma wani shafin yanar gizon, GoFundMe.com , wanda ya sanya jana'iza fiye da 22,000, haraji da kuma ayyukan tunawa, ya kai kimanin $ 2,200.
Bisa ga waɗannan misalan, wanda zai iya tunanin cewa neman kyauta mai yawa a kan layi daga yawancin baƙi ya kamata tabbatar da isasshen gudunmawa don tayar da miliyoyin dolar Amirka ko, watakila, mafi muhimmanci bayan mutuwar ƙaunatacce. Amma idan kuna fatan tsammanin irin wannan sakamako idan kunyi la'akari da yunkurin tayar da kuɗaɗen kuɗi don yin jana'izar, binnewa, tunawa ko sauran kudade na ƙarshe?
Facts Game da Crowdfunding Gangamin
Tun daga ranar 20 ga Maris, 2015, kuma duk da samun tallafin da aka samu fiye da 80,000 da aka samu daga masu bada tallafin fiye da miliyan 8.2, nasarar nasarar Kickstarter.com (babbar hanyar watsa labarai) ita ce kusan kashi 39 cikin 100 na dukan yakin da ake yi. (Lura: Kickstarter.com yana ba da damar haɗuwa ga ayyukan ƙaddarar kawai, ma'anar ba a yarda da yakin neman jana'iza / bukatun mutum ba.)
Bugu da ƙari, wani labarin Janairu 2015 a The New York Times game da haɗuwa da tarzoma ya hada da comments daga Ethan Austin, wanda ya kafa co-kafa da kuma shugaban kamfanin GiveForward.com , wani babban shafin yanar gizo (kuma wanda ya ba da izini ga ƙaddarar kudade ). A cewar Austin, " kashi 80 cikin dari na mutanen da suke taimakon su ne mutanen da kuka sani maimakon baƙi ." Ya kara da cewa: " Samun mutane uku ko hudu daga 100 don ba da kyauta kyauta ne ."
Wani labarin game da bukukuwan bukukuwan da aka buga a watan Satumba na shekarar 2014 ya sake fadin maganar Austin kuma yana nufin komawa kudade na karshe: "... yawancin gudunmawar za su fito ne daga dangi da abokai ."
Ya kamata Ka Crowdfund Kudin Gunaguni?
Ƙungiyar Harkokin Kasuwancin Funeral (NFDA), ƙungiyar kasuwanci da ke wakiltar gidajen jana'izar, masu gudanarwa na jana'izar da masu lalata, sun tattara bayanai game da ayyukan jana'izar tun shekarar 1960 kuma a kai a kai suna kirga wadannan sakamakon da kuma wallafa bayanai. Bisa ga rahoton NFDA na kwanan nan "Rajistar Lissafin Kasuwanci" kwanan nan (Yuli 2013), yawan kuɗin da ake yi na " jana'izar jana'izar " shine $ 7,045 . ( Wannan ba ya haɗa da wani fili, wanda wuraren da ake bukata a cikin kaburbura .
Bisa ga farashin jana'izar NFDA, da kuma ɗaukar cewa yawancin kuɗaɗen kuɗi na ƙarshe na karɓar gudunmawa daga dangi da abokai, haɗuwa bazai rufe 100% na kimar jana'izarku, binnewa, tunawa da / ko sauran kudade na ƙarshe bayan mutuwar wani ƙaunatacciyar sai dai idan yanayin da ke kewaye da marigayi da / ko masu tsira suna da tilastawa da tausayi. (Kuma duk da haka, babu tabbacin.) Mutuwarsa mai ban dariya Elisha Marsh mai shekaru uku da aka bayyana a sama ya karbi babban labari, yana sa ido, tausayi da kuma tayar da baki. Duk da yake duk mutuwar a fili tana da tilasta wa waɗanda suka sani da kuma ƙaunar marigayin, yawancin mutuwar ba su kai ga wannan matakin ilimi ba.
Wannan ya ce, babu wani abin da ya hana ku daga neman taimakon kuɗi ta hanyar yanar gizon yanar gizo don jana'izar, binnewa, tunawa da / ko sauran kudade na ƙarshe. Yayinda yake ci gaba da gudanar da yakin basasa na kudade na bukatar aiki mai yawa, mutane da yawa zasu iya la'akari da taimako na kudi (s) taimako.
Kasuwancin Kasuwanci na Ƙarshe
• Ajiye Kyauta
• Don To To
• Asusun kuɗi
• Bada Gyara
• Ku tafi Asusu Me
• Indiegogo
• Tsaida
• Kana Kulawa
• Katin Mu Kula
Bayanan marubuta: Ƙungiyoyin masu tayar da hankali a sama sune kawai don samar da bayanai ne kawai, kuma masu karatu kada su tabbatar da hada su a matsayin alamar amincewa, ko bayyana ko nuna.
Karin bayani :
• Yau Rayuwar Rayuwa Ta Uku ta Uku ta Kudin Mafi Girma?
Sources :
"Gidajen Crowdfunding: Abin da Kuna Bukatar Ku sani" by Kayleigh Kulp, Agusta 8, 2014. www.foxbusiness.com . An dawo da shi ranar Maris 3, 2015. http://www.foxbusiness.com/personal-finance/2014/08/08/crowdfunding-funerals-what-need-to-know
"Rundunar ta yanar gizo ta kawo $ 130,000 don jana'izar Iliya" by Robin Levinson King, Fabrairu 20, 2015. www.thestar.com. An dawo da shi ranar Maris 3, 2015. http://www.thestar.com/news/gta/2015/02/20/online-campaign-for-elijahs-funeral-tops-35000.html
"Taimakon Taimakon Hannun Iyakar Iliya Marsh" by Justin Kozuch. www.tilt.com . Sake dawowa Maris 3, 2015. https://www.tilt.com/campaigns/help-cover-the-costs-of-elijah-marchs-funeral
"Stats." www.kickstarter.com . Retrieved Maris 20, 2015. https://www.kickstarter.com/help/stats
"Gudanar da Kuɗin Lafiya tare da Crowdfunding" by Constance Gustke, Janairu 30, 2015. The New York Times . An dawo da shi ranar Maris 12, 2015. http://www.nytimes.com/2015/01/31/business/managing-health-costs-with-crowdfunding.html
"Crowdfunding Guneral Costs for One Loved One" by Jodi Helmer, Satumba 4, 2014. www.nextavenue.org . An dawo da shi ranar Maris 12, 2015. http://www.nextavenue.org/article/2014-08/crowdfunding-funeral-costs-loved-one
"2013 Nazarin Lissafin Kasuwanci na NFDA". Ƙungiyar Gudanarwa na Kasa. Sake dawowa Maris 20, 2015. Tarin kundin.